Credit Acceptance names new CEO outlines AI, tech investments and $36.38 EPS in 2025
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Credit Acceptance has appointed Vinayak Hegde as the new CEO, who outlined a strategy focusing on AI-driven technology investments and disciplined capital allocation. The company reported a GAAP net income per diluted share of $36.38 for 2025, an 83% increase, with a return on equity of 25.9%. Adjusted net income rose 5.2% to $40.95. The firm is modernizing its systems and has significant capital actions, including $1.1B in senior notes and $712M spent on share repurchases in 2025.
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