Company Encyclopedia
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name
DRCB
09889.HK
Dongguan Rural Commercial Bank Co., Ltd. provides various banking products and services in China. The company’s Corporate Banking segment offers various corporate banking products and services, including corporate loans and advances, deposits, trade finance, and other corporate intermediary businesses to corporate customers, governments, and financial institutions. Its Personal Banking segment provides personal banking products and services comprising personal loans and advances, deposits, bank cards, other individual intermediary businesses to individual customers.
325.06 B
09889.HKMarket value -Rank by Market Cap -/-

Financial Score

22/12/2025 Update
C
Regional BanksIndustry
Industry Ranking5/17
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE6.28%C
    • Profit Margin47.19%A
    • Gross Margin0.00%E
  • Growth ScoreD
    • Revenue YoY-16.75%E
    • Net Profit YoY-21.10%D
    • Total Assets YoY2.88%C
    • Net Assets YoY0.68%C
  • Cash ScoreD
    • Cash Flow Margin211.91%C
    • OCF YoY-16.75%E
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
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    "Performance" DRCB's net profit for the first nine months is 3.645 billion RMB, a decline of 20%

    Dongguan Rural Commercial Bank announced that in the first nine months of this year, it achieved total operating income of RMB 8.611 billion, a year-on-year decrease of 6.6%; recorded a net profit of RMB 3.645 billion, a decline of 20%. As of September 30 this year, the consolidated capital adequacy ratio was 15.43%, the Tier 1 capital adequacy ratio was 13.35%, and the core Tier 1 capital adequacy ratio was 13.32%

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    Dongguan Rural Commercial Bank's net profit attributable to shareholders for the first three quarters is approximately 3.645 billion yuan

    According to the Zhitong Finance APP, Dongguan Rural Commercial Bank announced its performance for the first 9 months of 2025, with net interest income of approximately 6.557 billion yuan, total operating income of approximately 8.611 billion yuan, and net profit attributable to the parent company's owners of approximately 3.645 billion yuan. As of September 30, 2025, the group's capital adequacy ratio under the 1104 consolidated benchmark was 15.43%, the Tier 1 capital adequacy ratio was 13.35%, and the core Tier 1 capital adequacy ratio was 13.32%

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    "Performance" DRCB's interim net profit is RMB 2.629 billion, down 17.1%, no dividend declared

    Dongguan Rural Commercial Bank announced its interim results for the six months ending in June, with operating income of RMB 5.501 billion, a year-on-year decrease of 14%. It recorded a net profit of RMB 2.629 billion, a decline of 17.1%, with earnings per share of 38 cents. No dividend was declared

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    The asset scale steadily grows, DRCB releases mid-term performance with a net profit attributable to the parent company of 2.629 billion yuan

    Dongguan Rural Commercial Bank released its interim results for the period ending June 30, 2025, with operating income of 5.501 billion yuan, net profit of 2.628 billion yuan, net profit attributable to shareholders of 2.629 billion yuan, and basic earnings per share of 0.38 yuan. The group's total assets amounted to 760.445 billion yuan, an increase of 14.541 billion yuan compared to the end of the previous year, representing a growth rate of 1.95%. The balance of various deposits was 532.364 billion yuan, and the balance of loans was 394.415 billion yuan, increasing by 12.116 billion yuan and 13.370 billion yuan, respectively, compared to the end of the previous year. The group's non-performing loan ratio was 1.87%, with a provision coverage ratio of 190.56%, and the capital adequacy ratio met regulatory standards

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    17 banks from Guangdong enter the global top 1000

    Recently, The Banker magazine released the 2025 Global Top 1000 Banks list, with 17 banks from Guangdong Province making the cut, showcasing its strength as a "financial powerhouse." These banks include 3 joint-stock banks, 1 private bank, 5 city commercial banks, and 8 rural commercial banks

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