Diversified Banks

INDUSTRIAL BANK

INDUSTRIAL BANK released FY2026 Q1 earnings on April 29 During-Market (BJT), actual revenue CNY 40.94 B (forecast CNY 54.51 B), actual EPS CNY 1.04 (forecast CNY 1.0855)

INDUSTRIAL BANK to Release FY2026 Q1 Earnings on April 30 During-Market (BJT), Forecast Revenue CNY 54.51 B, EPS CNY 1.0855

INDUSTRIAL BANK to release FY2025 earnings on March 27 Pre-Market (BJT), forecast revenue CNY 210.99 B, EPS CNY 3.599

Industrial Bank released FY2025 earnings on January 21 Pre-Market (BJT), actual revenue CNY 212.74 B (forecast CNY 210.61 B), actual EPS CNY 3.46 (forecast CNY 3.6003)

INDUSTRIAL BANK released FY2025 Q4 earnings on January 21 Pre-Market (BJT), actual revenue CNY 36.08 B (forecast CNY 48.81 B), actual EPS CNY 0.5314 (forecast CNY 0.6745)

Industrial Bank released FY2025 Q3 earnings on October 30 Pre-Market (BJT), actual revenue CNY 38.56 B (forecast CNY 51.51 B), actual EPS CNY 0.8823 (forecast CNY 0.92)

INDUSTRIAL BANK released FY2025 9 Months Earnings on October 30 Pre-Market (BJT), actual revenue CNY 118.72 B, actual EPS CNY 2.6449

Industrial Bank to Release FY2025 Q3 Earnings on October 31 Pre-Market (BJT), Forecast Revenue CNY 51.51 B, EPS CNY 0.92

Multiple Banks Clearing Inactive Accounts to Prevent Telecommunication Fraud

CIB and HSBC Launch Cross-border Wealth Management Connect Strategic Cooperation

Industrial Bank released FY2025 Semi-Annual Earnings on August 28 Pre-Market (BJT), actual revenue CNY 80.16 B, actual EPS CNY 1.7573 (forecast EPS CNY 2.08)

Industrial Bank released FY2025 Q2 earnings on August 28 Pre-Market (BJT), actual revenue CNY 38.71 B (forecast CNY 54.87 B), actual EPS CNY 0.7126 (forecast CNY 0.8739)

INDUSTRIAL BANK to Release FY2025 Semi-Annual Earnings on August 29 (BJT), Forecast EPS CNY 2.08

China State Construction First Bureau Completes Main Building Top-Out for Industrial Bank's Gui'an New Area Data Center

CITIC Bank Embraces Technological Transformation, Studies Stablecoins, and Advances Digitalization

Industrial Bank Obtains User Privacy Compliance Detection Patent

Xingye Bank's Independent Director Zhu Yuhong's Qualification Approved

Xiamen Finance Bureau Supports High-Tech Enterprise Financing

Industrial Bank Maintains AAA ESG Rating, Ranked 4th

Xingye Bank Xiamen Branch Aids Cross-border Trade Facilitation for Enterprises

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Experts point out that with the advancement of regulatory approvals and support from a low-interest-rate environment, the issuance of bank perpetual bonds and tier 2 capital bonds will accelerate in the second quarter. INDUSTRIAL BANK and Bank Of Communications plan to issue 20 billion yuan and 30 billion yuan in bonds respectively, with the second quarter expected to become the peak supply period for the year, helping commercial banks strengthen their capital base

Wallstreetcn

BANKCOMM

Bank Of Communications

ICBC

Experts Say Bank Perpetual and Tier 2 Bond Issuance to Accelerate in Q2

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On April 14, PSBC successfully launched a remote sensing satellite in collaboration with Changguang Satellite, becoming the fourth commercial bank in China to participate in satellite development. ABC showcased a custom AI agent named "Lobster" to improve loan process efficiency. Industrial Bank's Executive Vice President presented technology progress via a digital avatar. China Merchants Bank proposed an "AI First" philosophy, while PAB views technology as its core competitive strength. The annual technology investment of 13 A-share listed banks exceeded 180 billion yuan, and the criteria for evaluating tech investment are shifting from scale to effectiveness

- On April 14, Postal Savings Bank launched a high-resolution optical remote sensing satellite, becoming China's fourth commercial bank to develop and launch a satellite.  
- Major banks are adjusting their technology strategies, with a significant focus on AI integration and digital transformation, amidst rising pressures on net interest margins and demands for higher efficiency.  
- Overall, bank technology spending surpassed 180 billion yuan, emphasizing the need for operational effectiveness and solid performance in a landscape increasingly defined by data and AI-driven solutions.

China Merchants Bank

PSBC

CM BANK

WP CSI Banks ETF

Hwabao WP CSI Banks ETF

China Southern CSI Banks ETF

ChinaAMC CSI Banks ETF

E Fund CSI 300 Financials (ex Banks) ETF

Fullgoal CSI 800 Banks ETF

Huaan CSI Banks ETF

A 180 Billion Yuan Shadow War in Bank Technology

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Fitch Ratings expects that China's low interest rate environment will persist due to weak domestic demand and external shocks affecting growth, putting pressure on the profitability of domestic banks. However, the resilience of rated banks will remain, based on their stable deposit business, prudent asset-liability strategies, and financial stability policies. The viability ratings of rated banks range from "bbb" to "b+", providing reasonable buffer space. Despite low interest rates, the risk of deposit outflows for banks is limited, liquidity management discipline will be maintained, and the long-term low interest rate environment will not significantly alter their profitability mix

AASTOCKS

Bank Of China

CNCB

BANK OF NANJING

CMBC

China Merchants CSI BANK AH Price ETF

Fitch Ratings expects the low interest rate environment in the mainland to persist, with rated domestic banks showing resilience

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As of April 2, 22 A-share listed banks have disclosed their 2025 profit distribution plans, with the six major state-owned banks planning to pay out over 420 billion yuan in dividends in total. China Merchants Bank proposes a dividend of 25.296 billion yuan, with a full-year total exceeding 50 billion yuan; CNCB and INDUSTRIAL BANK both plan to exceed 20 billion yuan. Among city commercial banks, with the exception of Bank of Zhengzhou, others show high enthusiasm for dividend payouts

BANK OF CHINA

Listed Banks Distribute Generous Dividends; High Yield Highlights Long-Term Allocation Value

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Morgan Stanley's report shows that the net interest margin of domestic bank stocks will stabilize in the fourth quarter of 2025, with healthy growth in fee income. It is expected that China Construction Bank, Bank of China, CITIC Bank, INDUSTRIAL BANK, and PAB will achieve revenue and profit growth above their peers in 2026. The report also lists a comparison of last year's performance data for domestic bank stocks, with the average net profit of the five major state-owned commercial banks showing a year-on-year change of +1.9%, while the industry average is +1.6%

Hwabao WP CSI All Share Investment Banking & Brokerage ETF

ChinaAMC SSE Financials Sector ETF Initiating Fund

Morgan Stanley lists a comparison of the performance data of domestic bank stocks for last year and the last quarter (table)

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On March 31, the disclosure of the 2025 annual reports for mutual funds was completed, showing that fund managers considered performance and industry trends in their purchasing decisions. Among the top ten stocks by net purchase amount were high-performing stocks such as Biwin and Sytech. Dividend assets were favored, with financial leaders like Ping An and CITIC Securities Co., Ltd., as well as high-dividend stocks like INDUSTRIAL BANK, seeing significant net purchases. Guotai Haitong and DSBJ were among the leaders in net purchase amounts, while CATL and BYD were net sold

CITIC SEC

Sytech

PING AN

Biwin

Guotai Haitong

Ping An

DSBJ

CITIC Securities Co., Ltd.

Technology as Spear, Dividends as Shield: Fund Managers Reconstruct Offensive and Defensive Systems

How to scale back the old while expanding the new?

INDUSTRIAL BANK: Reshaping Through Decisive Divestment

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Recently, several private banks have lowered their medium- and long-term deposit rates, with the rates for 2-year, 3-year, and 5-year fixed deposits generally falling below 2%, entering the "1% era." Since the beginning of the year, banks such as Liaoning Zhenxing Bank and Anhui Xinan Bank have made multiple adjustments, resulting in a significant decline in medium- and long-term deposit rates, with some products experiencing an inverted yield curve

XACIG

GF Fund CSI HK Connect Financials(ex Banks) Thematic ETF

HUISHANG BANK

LNCD

SINO-AGRI UNION

The medium and long-term deposit interest rates of several private banks have dropped to "1 digit"

INDUSTRIAL BANK(601166.SH)