Axos Financial

Q4 FY2026 EarningsFY26 Q4 results beat consensus on key profitability metrics, with Normalized EPS of $8.74 significantly exceeding the $8.32 expected. Total net revenue (Net Interest Income + Non-interest Income) reached $1,480.5M, slightly ahead of the $1,462.0M forecast, driven by the Banking segment's strong loan growth and the Verdant acquisition. While GAAP Net Income of $490.4M was in-line with consensus, it was impacted by a $21.0M FINRA arbitration accrual. Net interest margin (NIM) remained resilient at 4.70% vs. 4.69% expected, supported by a favorable shift in loan mix toward higher-yielding commercial assets.