Bank of Marin

Q2 FY2026 EarningsQ2 FY2026 results significantly exceeded consensus expectations across primary profitability metrics, with Diluted EPS of $0.58 vs. $0.515 expected and Net Income of $9.25M vs. $8.29M expected. While Revenue of $33.95M (Net Interest Income + Non-Interest Income) was slightly below the $34.02M consensus, a sharp reduction in loan loss provisions and disciplined expense management drove the bottom-line beat. Net interest margin improved 14bps QoQ to 3.38%, benefiting from targeted deposit rate cuts and loan yield expansion.