Capital Bancorp

Q3 FY2026 EarningsQ3 FY26 results presented a mixed profile, missing GAAP consensus across top and bottom-line metrics, though Core performance remained resilient. Revenue of $68.1M missed the $68.8M consensus by 1.0%, while GAAP Diluted EPS of $0.80 fell significantly short of the $0.92 mean estimate due to $1.6M in merger-related costs. Despite the GAAP miss, Core EPS rose to $0.89 and Net Interest Margin (NIM) expanded 17bps QoQ to 5.81%, driven by strong Commercial Bank organic growth and OpenSky™ balances.