Q2 FY2026 EarningsQ2 FY26 bottom-line results beat consensus, with diluted EPS of $0.87 vs. $0.82 expected and Net Income of $14.3M vs. $13.5M expected. However, total revenue (Net Interest Income + Noninterest Income) of $65.3M missed the $66.7M consensus by 2.05%, and pre-tax income (EBIT) of $18.5M fell short of the $22.2M estimate. The EPS beat was largely driven by a lower-than-expected effective tax rate (22.8% actual vs. 24.3% expected) and resilient Net Interest Margin (5.64%). Book Value per Share of $25.92 also slightly exceeded expectations.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Capital Bancorp(CBNK) the Revenue is 65.29 M (+7.47%), Miss estimate;the EBIT is 22.1 M (-2.1%), Miss estimate;the EPS is 0.87 (+11.54%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.07B7.47%
0.07B9.72%
-0.00B2.25%
EBITMiss expectations
0.02B2.10%
0.02B1.52%
-0.00B0.58%
EPSExceed expectations
0.8711.54%
0.82255.45%
+0.04756.09%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf