Q2 FY2026 EarningsQ2 FY26 beat consensus across all major metrics: revenue of $2,283M (+1.60% vs. expected $2,247M) and GAAP EPS of $1.30 (+4.65% vs. expected $1.24). Net interest margin (FTE) improved to 3.17%, supported by repricing benefits and interest-earning asset growth. While noninterest expense increased 6% YoY due to strategic hiring in Private Wealth, robust capital markets fees (+46% YoY) and lower provision expenses (-18.29% YoY) drove the overall earnings beat. ROTCE expanded to 13.9%, reinforcing a strong profitability trajectory.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Citizens Financial(CFG) the Revenue is 2.283 B (+12.08%), Beat estimate;the EBIT is 889 M (+23.82%), Beat estimate;the EPS is 1.3 (+41.3%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
2.28B12.08%
2.25B10.31%
+0.04B1.77%
EBITExceed expectations
0.89B23.82%
0.86B20.43%
+0.02B3.39%
EPSExceed expectations
1.341.30%
1.242235.03%
+0.05786.27%
Upcoming earnings report - Q3 FY2026
Available dateOct 16, 2026
Estimate Revenue$2.343 B
Estimate EBIT$944.05 M
Estimate EPS$1.3993
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ActualEstimateUnit: USD
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EBIT
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Net income
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EPS
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