Chime Financial

Q2 FY2026 EarningsQ2 FY26 beat consensus across all major metrics: revenue was $669.8M vs. $641.2M expected, and gross margin reached 88.8% vs. 89.2% expected (effectively in-line). Growth was driven by a 48% YoY surge in Platform-related revenue and a 17% increase in Purchase Volume. Notably, EPS GAAP of $0.07 significantly outperformed the $0.016 consensus, while operating cash flows reached $295M, far exceeding the $109M forecast.