Q2 FY2026 EarningsQ2 FY26 beat consensus across all major metrics: revenue was $669.8M vs. $641.2M expected, and gross margin reached 88.8% vs. 89.2% expected (effectively in-line). Growth was driven by a 48% YoY surge in Platform-related revenue and a 17% increase in Purchase Volume. Notably, EPS GAAP of $0.07 significantly outperformed the $0.016 consensus, while operating cash flows reached $295M, far exceeding the $109M forecast.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Chime Financial(CHYM) the Revenue is 669.77 M (+26.81%), Beat estimate;the EBIT is 21.32 M (+102.3%), Beat estimate;the EPS is 0.07 (+101%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.67B26.81%
0.64B21.40%
+0.03B5.41%
EBITExceed expectations
0.02B102.29%
0.00B100.40%
+0.02B1.89%
EPSExceed expectations
0.07100.96%
0.0157100.22%
+0.05430.74%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf