Insurance

CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25

Conifer Holdings Inc. released FY2024 9 Months Earnings on November 13 EST, with actual revenue of USD 34.64 M and actual EPS of USD 4.3248

Conifer Holdings Inc. released FY2023 Cumulative 3Q Earnings on November 13, 2023 (EST), with Revenue of 74.94M USD and EPS of -0.5345

High Roller Tech

Inspire Veterinary Partners

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Rich Sparkle

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Brand Engagement Network

Gelteq

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Jamie Dimon, CEO of JPMorgan, is facing challenges in his relationship with President Trump due to the Fed chair controversy. Banks report U.S. consumers remain resilient, but Trump's proposed credit-card interest cap could harm the economy. Citigroup's stock fell after an earnings miss linked to Russia, while Wells Fargo missed revenue targets. Fed officials express mixed views on interest rates, with some hinting at cuts. Prudential appoints Douglas Flint as board chair. The collapse of a car-parts supplier raises concerns about cash flow management. Analysts highlight regional banks for dividend investors.

MorningStar

JPMorgan Chase

Wells Fargo

Dow Jones Top Financial Services Headlines at 12 AM ET: Jamie Dimon Seemed to Have Trump Figured Out-Until This Week | Banks ...

U.S. healthcare spending surged by 7.2% to $5.3 trillion in 2024, driven by increased health insurance enrollment and higher medical service usage, according to the U.S. Centers for Medicare & Medicaid Services. This spending accounted for 18% of the GDP, up from 17.7% in 2023. Notable increases were seen in government administration costs, which rose 14.7%, and Medicaid costs, which jumped 19.8%. Enrollment in the Affordable Care Act also increased significantly, with over 21 million people now covered.

- U.S. healthcare spending is projected to rise by 7.2% in 2024, reaching $5.3 trillion, driven by increased health insurance enrollment and a surge in medical service utilization, particularly in private health plans.  
- The spending will constitute 18% of the U.S. GDP, up from 17.7% in 2023, with government-managed expenditures, notably Medicare and Medicaid, growing the most at 14.7%.  
- Notable factors influencing costs include changes in Medicaid coverage post-COVID, a 19.8% rise in government administrative costs for Medicaid, and significant enrollment increases in the Affordable Care Act plans.

Reuters

US healthcare spending soars to over $5 trillion in 2024

Federal Reserve Governor Stephen Miran says the Trump administration's deregulatory agenda offers an additional reason to continue lowering interest rates during remarks at the Delphi Economic Forum in Athens.Bloomberg videos, provided by MT Newswires

marketscreener

Fed's Miran Sees Deregulation as Another Reason to Cut Rates

A report by FreeAdvice.com reveals that 16-year-old male drivers face car insurance rates averaging $752, four times higher than other demographics. The analysis highlights the significant impact of age and gender on insurance premiums, emphasizing the complexities of pricing structures in the industry and the financial burdens different groups face when obtaining auto insurance.

Unusual Whales

Car insurance rates 4x higher for 16-year-old males at $752 due to age and gender impact, as per FreeAdvice.com report.

On January 13, 2026, the 2026 committee leadership of the National Association of Insurance Commissioners (NAIC) was revealed, showcasing the organization's dedication to teamwork and harmonization in tackling the issues and chances influencing the sector. This move underscores the NAIC's commitment to unity and strategic planning for a productive year ahead.

NAIC announces 2026 committee leaders, prioritizing collaboration to tackle key insurance issues.

Suze Orman advised a 70-year-old woman, Jude, to reconsider her whole life insurance policy for her children, suggesting that she focus on her own financial needs instead. Orman highlighted that investing the annual premium could yield significantly higher returns than the insurance payout. She emphasized the importance of living life fully rather than solely preparing for a financial legacy. However, she cautioned against canceling any insurance policy without ensuring good health. Orman's guidance reflects the balance between legacy and personal financial security.

benzinga_article

Suze Orman Tells 70-Year-Old Who Wants To Leave 'A Little Something' For Her Children To Skip Life Insurance —'Let's Not Worry About The Kids'

Billionaire Mark Cuban criticized the high costs of healthcare in the U.S., questioning why insurance pays $2,500 for an MRI when a local center charges only $350. He highlighted the influence of pharmacy benefit managers and big insurance companies, arguing they have no incentive to control costs. Cuban shared examples of significant price discrepancies between insured and cash payments for MRIs, emphasizing the need for transparency and reform in the healthcare system. He believes insurers contribute to inflated prices and should be held accountable for the rising costs faced by consumers.

Mark Cuban Asks Why Insurance Pays $2,500 for an MRI When a Center Down the Street Charges $350

Health-care companies ticked down as regulators continued to probe the health-insurance industry. UnitedHealth Group shares fell after a Senate committee found the largest U.S. health insurer by enrollees deployed aggressive tactics to collect payment-boosting diagnoses for its Medicare Advantage members. Rivals such as Centene and Humana fell in sympathy. Thermo Fisher Scientific's number-two executive, Michel Lagarde, is leaving the life-sciences giant to pursue another opportunity. Write to Rob Curran at rob.curran@dowjones.com (END) Dow Jones Newswires 01-12-26 1755ET

Humana

Centene

Unitedhealth

Health Care Down on Health-Insurance Concerns -- Health Care Roundup

Rising escrow payments are increasingly burdening American budgets, making homeownership more difficult, according to a Cotality report. These payments, which cover property taxes and homeowners insurance, have surged, particularly in states like Florida and Colorado, where they rose by 55% and 57% respectively in 2025. The report warns that escalating insurance premiums, projected to rise 8% in 2026, will further deter potential buyers and undermine financial stability for current homeowners. This trend, coupled with high borrowing costs and home prices, poses significant challenges for those seeking to enter the housing market.

FOX Business

Hidden monthly cost is making homeownership harder to reach

In St. Petersburg, Florida as of January 10, 2026, a significant number of individuals returning from Venezuela, the Caribbean, and neighboring nations are grappling with financial setbacks and submitting insurance claims due to the heightened tensions between the U.S. and Venezuela. Throughout early January, the FAA has been monitoring the situation closely to ensure the safety and security of travelers.

CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25(CNFRZ.US)

Dow Jones Top Financial Services Headlines at 12 AM ET: Jamie Dimon Seemed to Have Trump Figured Out-Until This Week | Banks ...

US healthcare spending soars to over $5 trillion in 2024

Fed's Miran Sees Deregulation as Another Reason to Cut Rates

Car insurance rates 4x higher for 16-year-old males at $752 due to age and gender impact, as per FreeAdvice.com report.

NAIC announces 2026 committee leaders, prioritizing collaboration to tackle key insurance issues.