Q2 FY2026 EarningsQ2 FY2026 results missed consensus across most bottom-line metrics primarily due to $31.4M in one-time acquisition-related expenses from the Heritage merger. Revenue of $179.4M slightly missed the $184.6M expected, though net interest margin (TE) expanded 41bps YoY to 3.72%. GAAP EPS of $0.29 significantly missed the $0.21 mean consensus (which appears to have partially anticipated some costs but was still higher than actuals), while adjusted efficiency ratio improved to 43.88% excluding merger impacts.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: CVB Financial(CVBF) the Revenue is 179.93 M (+41.82%), Miss estimate;the EBIT is 65.55 M (-5.43%), Miss estimate;the EPS is 0.29 (-19.44%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.18B41.82%
0.18B45.52%
-0.00B3.70%
EBITMiss expectations
0.07B5.43%
0.10B37.49%
-0.03B42.92%
EPSExceed expectations
0.2919.44%
0.207542.36%
+0.082522.92%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf