Q2 FY2026 EarningsQ2 FY26 results were mixed relative to consensus, with revenue in-line at $170.8M but GAAP EPS of $0.49 significantly missing the $3.36 mean estimate due to $36.9M in non-cash warrant and earnout charges. Despite the GAAP miss, Adjusted EBITDA grew 48% YoY to $75.5M, and management raised full-year FY26 guidance for revenue ($725M-$735M) and Adjusted Diluted EPS ($17.00-$17.50). Strong credit performance (2.12% past due rate) and the rollout of CashAI v6.0 underscore robust operational momentum.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Dave(DAVE) the Revenue is 170.8 M (+29.69%), Miss estimate;the EBIT is 52.3 M (+27.56%), Miss estimate;the EPS is 0.49 (-20.97%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.17B29.69%
0.17B29.92%
-0.00B0.23%
EBITMiss expectations
0.05B27.56%
0.06B42.36%
-0.01B14.80%
EPSMiss expectations
0.4920.97%
3.3552441.16%
-2.8652462.13%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf