FirstCash

FCFS

172.7506.51% ( -12.030 )

Closed: Oct 23, 16:00:01 (EDT)

Q3 FY2026 EarningsFY26 Q3 beat consensus across all key performance metrics: revenue reached $1.10B vs. $1.07B expected, and adjusted EPS of $2.68 exceeded the $2.63 consensus. Pawn segments exhibited robust growth with total pawn revenue up 28% YoY, more than offsetting weakness in the American First Finance (AFF) segment where transaction volume fell 15%. Management declared a 10% dividend hike and issued a positive Q4 outlook, projecting continued double-digit growth in pawn receivables.

Financial report interval: 2026.06.30 - 2026.09.30

Overview: FirstCash(FCFS) the Revenue is 1.101 B (+17.7%), Beat estimate;the EBIT is 140.19 M (+18.81%), Miss estimate;the EPS is 2.33 (+25.27%), Miss estimate.

Actual

YoY

Estimate

YoY

Vs estimate

YoY

RevenueExceed expectations

1.10B17.70%

1.07B14.89%

+0.03B2.81%

EBITMiss expectations

0.14B18.81%

0.16B32.64%

-0.02B13.83%

EPSMiss expectations

2.3325.27%

2.442531.32%

-0.11256.05%

Upcoming earnings report - Annual FY2026

Available dateFeb 4, 2027

Estimate Revenue$4.371 B

Estimate EBIT$572.8 M

Estimate EPS$9.8433

Revenue

ActualEstimateUnit: USD

Quarterly

EBIT

ActualEstimateUnit: USD

Quarterly

Net income

ActualEstimateUnit: USD

Quarterly

EPS

ActualEstimateUnit: USD

Quarterly