First Interstate Bancsys-MT

Q3 FY2026 EarningsQ3 FY26 results presented a divergence between top-line resilience and bottom-line pressure, with Diluted EPS of $0.65 missing the $0.68 consensus. Total revenue of $249.5M slightly exceeded the $247.9M estimate, supported by a Net Interest Margin (NIM) beat of 3.53% vs. 3.51% expected. However, a sudden $10.5M provision for credit losses—driven by specific commercial non-accruals—and a higher-than-expected 24.05% effective tax rate led to the earnings miss.