Q2 FY2026 EarningsFY26 Q2 results missed consensus estimates on both top and bottom lines: revenue of $516M missed the $542.7M expectation, and GAAP EPS of $0.06 was slightly below the $0.064 mean. Net Interest Margin (NIM) compressed by 2bps QoQ to 2.13% as funding costs rose, while the C&I loan portfolio showed robust growth (+22% YTD). Management authorized a new $250M share repurchase program, signaling confidence in capital levels despite a multi-family portfolio still under rent-regulation pressure.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Flagstar Financial(FLG) the Revenue is 516 M (+4.03%), Miss estimate;the EBIT is 62 M (+588.9%), Miss estimate;the EPS is 0.06 (+131.6%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.52B4.03%
0.54B9.41%
-0.03B5.38%
EBITMiss expectations
0.06B588.89%
0.10B1006.71%
-0.04B417.82%
EPSMiss expectations
0.06131.58%
0.0639133.61%
-0.00392.03%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf