Farmers National

Q2 FY2026 EarningsFY26 Q2 beat consensus across key bottom-line metrics: GAAP net income was $23.0M vs. $20.2M expected, and diluted EPS of $0.39 exceeded the $0.34 mean estimate. Total revenue of $100.5M significantly outperformed the $70.1M consensus, driven primarily by the Middlefield Banc Corp merger. Net interest margin expanded to 3.44% (vs. 2.91% YoY), reflecting successful asset repricing and the inclusion of higher-yielding acquired loans.