Hartford Insurance

Q3 FY2026 EarningsFY26 Q3 results significantly beat consensus on the bottom line, with GAAP EPS of $4.82 vs. $3.95 expected, primarily driven by a $497M pretax gain from the NICO A&E reinsurance commutation. Revenue of $7.22B slightly missed the $7.41B consensus, reflecting automobile policy count declines despite strong earned pricing. Property & Casualty results benefited from exceptionally high favorable reserve development, while Employee Benefits faced headwinds from elevated disability incidence and less favorable claim recoveries.