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Q2 FY2026 EarningsFY26 Q2 results presented a mixed but ultimately positive outcome, beating consensus on adjusted earnings and total revenue while missing on GAAP metrics due to merger-related costs. Net Interest Margin (NIM) outperformed at 4.51% vs. 4.48% expected, driven by the successful integration of Mountain Commerce Bancorp (MCBI). Despite a headline GAAP EPS miss ($0.59 vs. $0.60), normalized EPS of $0.64 significantly exceeded the $0.61 estimate, reflecting robust core operating efficiency and scale gains from recent acquisitions.