Q4 FY2026 EarningsFY26 Q4 revenue was $178.1M, beating consensus of $176.1M, supported by a 30 bps expansion in net interest margin to 2.18%. GAAP EPS of $0.57 missed the $0.62 expectation, primarily due to a higher effective tax rate of 23.5% versus 20.2% expected and non-recurring severance charges. While commercial loan growth remained healthy, asset quality saw a slight shift with nonperforming assets rising to 0.70% of total assets.