Metropolitan Bank

Q3 FY2026 EarningsQ3 FY26 beat consensus across all key profitability and revenue metrics: revenue of $100.56M vs. $97.05M expected, and diluted EPS of $2.58 vs. $2.38 expected. The performance was driven by a robust Net Interest Margin (NIM) expansion to 4.36% (up 48bps YoY) and a significant reduction in provision for credit losses ($5.1M actual vs. ~$23.9M YoY). Total loans grew 10.6% YTD, supported by strong healthcare and commercial real estate demand, while capital ratios remained well above regulatory requirements following a successful follow-on offering in Q1 FY26.