Q2 FY2026 EarningsQ2 FY26 results beat consensus expectations across top and bottom-line metrics, with Net Interest Income of $57.25M slightly exceeding the $56.48M mean forecast. Diluted EPS reached $0.31, surpassing the consensus of $0.29 by 8.77%, driven by aggressive consumer loan originations in the Recreation and Home Improvement segments, which rose 60% and 137% YoY, respectively. While Net Interest Margin (NIM) of 7.94% was marginally below the 8.02% consensus due to higher deposit costs, Book Value Per Share outperformed at $17.62 vs. $17.26 expected.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Medallion Financial(MFIN) the Revenue is 57.25 M (+7.26%), Beat estimate;the EBIT is 32.29 M (+1.47%), Miss estimate;the EPS is 0.31 (-32.61%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.06B7.26%
0.06B5.83%
+0.00B1.43%
EBITMiss expectations
0.03B1.47%
0.03B8.05%
-0.00B6.58%
EPSExceed expectations
0.3132.61%
0.28538.04%
+0.02505.43%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf