Medallion Financial

Q2 FY2026 EarningsQ2 FY26 results beat consensus expectations across top and bottom-line metrics, with Net Interest Income of $57.25M slightly exceeding the $56.48M mean forecast. Diluted EPS reached $0.31, surpassing the consensus of $0.29 by 8.77%, driven by aggressive consumer loan originations in the Recreation and Home Improvement segments, which rose 60% and 137% YoY, respectively. While Net Interest Margin (NIM) of 7.94% was marginally below the 8.02% consensus due to higher deposit costs, Book Value Per Share outperformed at $17.62 vs. $17.26 expected.