Northpointe Bancshares

Q2 FY2026 EarningsFY26 Q2 results presented a mixed performance compared to consensus: revenue of $64.32M missed the $66.50M expected by -3.29%, while diluted EPS of $0.60 fell short of the $0.68 mean estimate. Despite top-line and bottom-line misses, the Mortgage Purchase Program (MPP) segment showed robust expansion with average balances up 50.7% YoY. Net Interest Margin (NIM) compressed to 2.33% vs. 2.44% YoY, and the effective tax rate of 24.72% was in-line with the 24.75% consensus.