Q2 FY2026 EarningsQ2 FY26 missed consensus estimates significantly across both top and bottom-line metrics. Revenue of $145.2M fell short of the $155.9M expected, while adjusted EPS of $0.33 missed the $0.44 consensus. Despite record second-quarter revenue and a 36% YoY increase in GAAP net income, rising credit losses (net charge-offs up to 39.5% of revenue) and transaction-related expenses weighed on performance. Management updated FY26 revenue guidance to $600M-$625M and adjusted EPS to $1.34-$1.51.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: OppFi(OPFI) the Revenue is 145.17 M (+1.91%), Miss estimate;the EBIT is 24.36 M (-60.15%), Miss estimate;the EPS is 0.18 (+123.1%), Miss estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.15B1.91%
0.16B9.45%
-0.01B7.54%
EBITMiss expectations
0.02B60.15%
0.05B16.17%
-0.03B43.98%
EPSMiss expectations
0.18123.08%
0.3675147.12%
-0.187524.04%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf