PNC Financial Services
PNC----
Q3 FY2026 EarningsQ3 FY26 results beat consensus across the board, with adjusted diluted EPS of $5.09 exceeding the $4.98 expectation. While total revenue of $6.56B was slightly below the $6.59B consensus due to lower noninterest income, Net Interest Income (NII) outperformed as average loans grew 2% QoQ. Profitability was bolstered by aggressive expense management, with an improved efficiency ratio of 57% and a tax rate of 20.0%, slightly above the 19.6% estimate.
Financial report interval: 2026.06.30 - 2026.09.30
Overview: PNC Financial Services(PNC) the Revenue is 6.562 B (+10.94%), Miss estimate;the EBIT is 2.811 B (+14.55%), Miss estimate;the EPS is 4.97 (+14.25%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
6.56B10.94%
6.59B11.44%
-0.03B0.50%
EBITMiss expectations
2.81B14.55%
2.83B15.51%
-0.02B0.96%
EPSExceed expectations
4.9714.25%
4.892412.47%
+0.07761.78%
Upcoming earnings report - Q4 FY2026
Available dateJan 15, 2027
Estimate Revenue$6.852 B
Estimate EBIT$2.897 B
Estimate EPS$5.0302
Revenue
ActualEstimateUnit: USD
Quarterly
EBIT
ActualEstimateUnit: USD
Quarterly
Net income
ActualEstimateUnit: USD
Quarterly
EPS
ActualEstimateUnit: USD
Quarterly