QCR

Q3 FY2026 EarningsQ3 FY26 beat consensus across all key profitability metrics: Diluted EPS of $2.21 exceeded the $2.09 mean expectation, driven by a record net income of $36.4M. Revenue reached $99.2M, slightly trailing the $105.8M consensus due to timing-related correspondent deposit outflows, though capital markets revenue remained robust at $16.9M. NIM TEY expanded to 3.58% (vs. 3.56% expected), supported by disciplined funding costs, while asset quality reached a two-year high with NPAs at 0.39%.