Q2 FY2026 EarningsFY26 Q2 results showed a bottom-line beat with diluted EPS of $2.35 vs. $2.31 consensus, despite a slight top-line revenue miss of $672.7M vs. $676.8M expected. Net interest margin (NIM) was resilient at 3.78%, in-line with the 3.775% consensus. The performance was driven by strong non-interest income growth of 11.4% YoY and improved operational efficiency, with the efficiency ratio reaching 50.0%. Management signaled confidence via a 10% dividend hike to $0.66 per share following the quarter end.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: SouthState Bank(SSB) the Revenue is 673.43 M (+1.3%), Miss estimate;the EBIT is 314.93 M (+0.27%), Miss estimate;the EPS is 2.35 (+11.37%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueMiss expectations
0.67B1.30%
0.68B1.82%
-0.00B0.52%
EBITMiss expectations
0.31B0.27%
0.32B1.15%
-0.00B0.88%
EPSExceed expectations
2.3511.37%
2.30529.25%
+0.04482.12%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf