Texas Capital

Q3 FY2026 EarningsTCBI.US Q3 FY26 results were largely in-line with consensus on the bottom line but showed strength in revenue and non-interest income. GAAP Diluted EPS of $2.28 beat the $1.96 consensus by 16.33%, supported by a robust top-line beat ($356.6M actual vs. $339.9M expected). While Net Interest Margin (NIM) of 3.44% slightly missed the 3.27% mean expectation, strong performance in investment banking and trading income (+58% YoY) offset rising non-interest expenses. Management authorized a new $200M share repurchase program, reinforcing capital return despite a slight uptick in criticized loans.