Q2 FY2026 EarningsFY26 Q2 beat consensus across most key financial metrics: revenue reached $778M vs. $726.4M expected, and diluted GAAP EPS of $3.56 exceeded the $3.16 estimate. Net interest income grew 14.0% YoY, driven by favorable deposit repricing and 11.6% growth in average loans. Management continues to integrate the HTLF acquisition, which contributed to substantial YoY gains in net income, while BPS of $102.02 landed essentially in line with the $101.97 consensus.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: UMB Financial(UMBF) the Revenue is 786.86 M (+12.81%), Beat estimate;the EBIT is 380.07 M (+22.93%), Beat estimate;the EPS is 3.56 (+26.24%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.79B12.81%
0.73B4.14%
+0.06B8.67%
EBITExceed expectations
0.38B22.93%
0.35B13.24%
+0.03B9.69%
EPSExceed expectations
3.5626.24%
3.15611.91%
+0.404014.33%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf