Upstart

Q2 FY2026 EarningsQ2 FY2026 results significantly beat consensus on the top line with revenue of $365M vs. $352M expected, driven by a 50% YoY surge in loan originations. While GAAP Net Income of $16.5M slightly missed the $22.7M mean expectation, GAAP EPS of $0.16 was in-line with the consensus mid-point of $0.17 (within the $0.10-$0.32 range). Full-year FY2026 revenue guidance of $1.4B remains consistent with the current growth trajectory, supported by an all-time high Contribution Profit of $193M.