Q2 FY2026 EarningsFY2026 Q2 beat consensus across key metrics: total net revenue $7,712M vs. $7,610M expected, and diluted EPS $1.35 vs. $1.28 expected. Noninterest income surged 13.7% YoY, significantly aided by the BTIG acquisition and strong capital markets performance. Net interest margin improved to 2.79%, exactly in-line with consensus, while credit quality remained stable with a net charge-off ratio of 0.53%.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: US Bancorp(USB) the Revenue is 7.712 B (+10.11%), Beat estimate;the EBIT is 3.258 B (+16.61%), Beat estimate;the EPS is 1.35 (+21.62%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
7.71B10.11%
7.61B8.65%
+0.10B1.46%
EBITExceed expectations
3.26B16.61%
3.23B15.66%
+0.03B0.95%
EPSExceed expectations
1.3521.62%
1.280215.33%
+0.06986.29%
Upcoming earnings report - Q3 FY2026
Available dateOct 15, 2026
Estimate Revenue$7.985 B
Estimate EBIT$3.411 B
Estimate EPS$1.3005
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ActualEstimateUnit: USD
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EBIT
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