Q2 FY2026 EarningsFY26 Q2 beat consensus on both top and bottom lines: Diluted EPS reached $3.30 vs. $3.14 expected, and total revenue was $738.6M vs. $735.4M consensus. Performance was driven by 9% YoY loan growth and an 18% surge in mortgage banking revenue, offsetting a marginal GAAP NIM compression to 3.50%. Credit quality remained robust with non-performing assets (NPAs) falling to 0.26% of total assets and a lower-than-expected provision for credit losses of $23.1M.
Financial report interval: 2026.03.30 - 2026.06.30
Overview: Wintrust Financial(WTFC) the Revenue is 738.64 M (+10.12%), Beat estimate;the EBIT is 341.99 M (+18.21%), Beat estimate;the EPS is 3.3 (+18.71%), Beat estimate.
Actual
YoY
Estimate
YoY
Vs estimate
YoY
RevenueExceed expectations
0.74B10.12%
0.74B9.64%
+0.00B0.48%
EBITExceed expectations
0.34B18.21%
0.34B16.59%
+0.00B1.62%
EPSExceed expectations
3.318.71%
3.138112.88%
+0.16195.83%
Revenue
ActualEstimateUnit: USD
qf
EBIT
ActualEstimateUnit: USD
qf
Net income
ActualEstimateUnit: USD
qf
EPS
ActualEstimateUnit: USD
qf