X Financial Q2 2026 Earnings Call: Complete Transcript
benzinga_article·XYF: Revenue and net income plunged year-over-year as loan volumes and borrower activity contracted sharply
Quartr·- X Financial reported a 56 % year-over-year drop in net revenue and a 91 % decrease in net profit for the second quarter of 2026. - This sharp decline was primarily driven by a dramatic contraction in loan volume and borrower activity. - Despite improvements in delinquency rates and operating margins, credit and regulatory pressures remained high.