$NU Holdings(NU.US)

Context: Looking at long-term performance, Nu Bank has a fantastic opportunity to grow its revenue and scale its highly efficient financial services offering. Its monthly cost to serve active customers, which includes technology and customer support, was just $1 and has remained close to this level for years. Its monthly revenue per active customer is $17.10 and growing 22% year over year. In Brazil, Nu Bank now has a ton of existing customers but still has plenty of room to grow revenue per customer by adding new spending, savings, and lending solutions. In Mexico, there is a massive opportunity to grow total customers while simultaneously bringing its existing product suite to the country to drive revenue-per-customer growth.

My Trade: NU looks relatively cheap at current price levels based on its improving earnings. However, I do see a possibility of the stock sliding back to $12, which could be an even more attractive price to add.

Takeaway: There is also an opportunity to grow in U.S., and perhaps in Latin America. This should keep Nu Holdings' earnings growing for years to come, which is why the stock looks attractive at its current market cap of $68 billion. @Captain's Treasure