$NASDAQ Composite Index(.IXIC.US) The US Federal Reserve cut interest rates by 50 basis points, bringing the official rate down to 5%. Some people are starting to fantasize about capital flowing back, housing prices rising, and the economy rebounding. Here are a few objective facts: First, the current interest rate is still high at 5%, and in a global context where asset investment returns are not high, the US dollar has no incentive to flow out—this is crucial. Beyond the profit-seeking nature of capital, the safety of funds is even more important. For certain regions, even high and certain investment returns are not enough to attract US dollar inflows; the safety of funds must also be considered.