$XXF(02473.HK) As an automotive retail and mobility service provider, Xixiangfeng Group completed its equity structure optimization through shareholder reductions between 2024 and 2025, successfully introducing strategic shareholders such as CMB International and paving the way for business innovation. As the company expands into new areas such as overseas markets and the low-altitude economy, its future strategy clearly emphasizes the integration of AI technology, which is not only a key source of growth momentum but also provides the foundation for valuation restructuring. This article will examine Xixiangfeng's AI integration strategy from the perspectives of AI empowerment, investment prospects, and risks, as well as its technological applications in automotive retail and asset management.

1. How Can AI Help Xixiangfeng Reduce Costs and Improve Efficiency in Automotive Retail?

In Xixiangfeng's future strategy, AI technology is becoming the core driver of growth momentum. Through AI-powered risk control reviews, the company can automate loan applications and reduce default risks; the AI customer service system provides 24/7 intelligent support, improving response efficiency; and AI-powered monitoring tracks vehicle status in real time, optimizing inventory and operations. McKinsey research shows that AI improves efficiency by an average of 20% in overseas markets. These applications not only reduce operating costs but also enhance service precision, particularly in overseas expansion, where AI can quickly adapt to local markets and support refined operations in locations such as Uzbekistan. The introduction of core strategic partners like CMB International further strengthens technology resource integration, laying the foundation for future technological transformation.

2. How Does Technological Transformation Reshape Xixiangfeng's Capital Market Valuation?

By introducing strategic shareholders and strengthening AI applications, Xixiangfeng is transitioning from a traditional retailer to a technology service provider, significantly increasing its valuation premium. Capital markets favor technology-driven companies, and the implementation of AI in risk control, services, and monitoring enhances the company's growth momentum and credibility in future planning. Meanwhile, increased liquidity from Stock Connect has attracted mainland capital, driving up stock prices; the introduction of core strategic partners such as industrial investors has further optimized the equity structure, supporting new initiatives like overseas expansion and the low-altitude economy. This transformation not only restructures the valuation system but also provides financial and confidence support for diversified expansion in the future.

3. How Is AI Implemented in Xixiangfeng's Overseas and Low-Altitude Economy Strategies?

In overseas expansion and the low-altitude economy, AI technology is key to Xixiangfeng's future implementation. For overseas markets, AI optimizes site selection and logistics through data analysis—for example, smart systems can improve supply chain efficiency in Uzbekistan. In the low-altitude economy, drone operation licenses combined with AI monitoring enable smart logistics and urban delivery. These applications not only enhance growth momentum but also reduce risks by sharing technology resources with core strategic partners. Increased liquidity from Stock Connect further supports R&D investment, while future prospects emphasize that AI will continue to empower these new areas, ensuring strategic feasibility and sustainability.

Conclusion

Technology investment is essential for Xixiangfeng to achieve refined operations in lower-tier markets. The application of AI in risk control, services, and asset monitoring not only drives cost reduction and efficiency improvement but also restructures the company's valuation through the introduction of strategic shareholders and increased liquidity from Stock Connect. New initiatives such as overseas expansion and the low-altitude economy demonstrate high feasibility under AI empowerment, with future prospects emphasizing that continued innovation will solidify growth momentum. Overall, Xixiangfeng's strategic upgrade highlights its path from retailer to technology service provider, offering cutting-edge insights for the industry.