In a family, the first person who seriously engages with finance, stocks, funds, and bonds might superficially be seen as 'not focusing on proper work.' But in essence, you are helping the entire family undergo a cognitive upgrade: this is not gambling, nor is it speculation. Instead, you are choosing to understand and participate in the rules of 'how wealth grows,' no longer relying solely on wages to combat life's uncertainties. Wages can keep you alive, but they often only determine the present. Asset allocation is what helps you withstand inflation, currency depreciation, and risks like accidents or serious illnesses—real threats that can push a family back into poverty—over a longer period. Unfortunately...