Picking coins in front of a steamroller, mindlessly chasing highs, and overly complicated options strategies are the main reasons retail investors crash and burn.

The stock market doesn't require you to know everything—just avoid these pitfalls, and you'll likely make money, with the only difference being how much.

The worst is when a slacker suddenly has an epiphany, declaring "I control my own destiny," and then... well, that's the end of that 😅

This year, $Invesco QQQ Trust(QQQ.US) and $SPDR S&P 500(SPY.US) haven't risen much yet. Starting a regular investment plan with these two now will likely work out far better than your haphazard trading.