In 2026, when everyone is tightening their purse strings, what does it mean to have 2 million in your account? What social class does having 2 million in a Chinese account belong to?

A netizen from Guangdong, in an unnoticed corner, quietly wrote down the most satisfying humblebrag of his life: 1.27 million in Agricultural Bank, 590,000 in Industrial and Commercial Bank, plus 100,000 lent out, officially breaking the 2 million cash deposit milestone.

Even more interestingly, when the deposit exceeded 2 million, the actual total (￥2,003,358) gave him a psychological hint: from now on, the only money I can use is the remaining 3,358 yuan in change.

In today's China, those who have 2 million in pure cash deposits (excluding real estate, vehicles, and financial products) are already firmly within the top 1% or even 0.5% of the pyramid. Most people's so-called net worth of tens of millions is actually paper wealth locked in reinforced concrete.