2026 Personal Investment Cultivation Manual (Customized for You)

I. Core Principles (Recite 3 times before each operation)

1. I cannot predict the market; I can only follow the trend.

2. I earn money through knowledge + patience, not through frequent trading.

3. Unrealized gains are not profits; profits are only realized when the cash is in the pocket and the trend has run its course.

4. Doing less, doing it right, and holding on is far better than doing too much, doing it haphazardly, and not being able to hold.

5. Accept drawdowns, accept imperfection; don't chase selling at the peak or buying at the bottom.

6. Investing is about cultivating the mind: reduce greed, eliminate fear, stabilize the heart, and follow the rules.

II. 2025 Lessons Learned in Blood and Tears (Constantly remind yourself)

1. Light position + frequent trading in a major uptrend = Wasting the main rally.

2. Heavy position + repeated operations in a weak trend = Amplified losses + mental torture.

3. Being too sensitive, too eager to control the market = Getting slapped in the face by the market repeatedly.

4. Treating unrealized gains as your own money = Panicking at the first drawdown, selling out in a panic.

5. The biggest enemy in stocks is not the market conditions, but your inner demons: greed, fear, impatience, regret.

III. 2026 Ironclad Investment Rules (Must be followed)

1. Targets: Few but high-quality

• Only trade stocks you have followed in-depth for ≥1 month.

• Hold no more than 3 positions simultaneously.

• Don't trade what you don't know, don't listen to rumors, don't open positions on impulse.

2. Position Sizing: Heavy in trending markets, light in counter-trends

• Uptrend, healthy structure: Medium to heavy position, hold on.

• Unclear trend, choppy decline: Light position, observe.

• Never go heavy against the trend trying to recoup losses.

3. Buying and Selling: By rules, not by mood

• Buying: Look at logic + pattern + position, don't chase sharp rallies.

• Reducing position: Scale out after a big rise, don't sell all at once.

• Stop-loss: Exit decisively when key support is broken, don't hold on hoping for a miracle.

4. Trading Frequency: Forced reduction

• No intraday frequent trading.

• No more than 1 trade per day on the same stock.

• If you can avoid moving, don't move; not moving is also an action.

IV. Mindset Cultivation Manual (The most valuable part)

1. Seeing unrealized gains skyrocket

Reminder: These are just numbers, not the end goal. Don't get carried away, don't get greedy, don't clear your position immediately.

2. Seeing profits give back

Reminder: Normal fluctuations, accept them. As long as the trend is intact, hold on.

3. When you feel like trading frequently

Reminder: More actions lead to more mistakes. Hold back on this one trade, and you've already beaten yesterday's self.

4. Selling too early / missing the rally / getting trapped

Reminder: No regrets, no revenge trading. The next trade follows the rules.

5. Account experiencing wild swings

Reminder: Having it temporarily isn't a skill; holding steadily and profiting long-term is.

V. Daily Minimalist Review (3 sentences are enough)

1. Did I follow the rules today?

2. Was I acting according to plan, or according to mood?

3. One thing for tomorrow: Move less, hold on, maintain discipline.

VI. Your Goal for This Year (Not money, but a state of mind)

• From frequent trader → trend investor

• From being led by the market → flowing with the market, staying true to yourself

• From making money by luck → making money through a system + stable mindset

You are no longer just "trading stocks"; you are cultivating yourself.