For holding over 10+ years: $VG S&P 500(VOO.US) is more stable and suitable;

If you want higher returns and can handle volatility: $VG Growth(VUG.US) is stronger.

For ordinary people, seeking stability, afraid of drawdowns: Prioritize $VG S&P 500(VOO.US).

Hardcore comparison (focusing on key points)

1. Management fee (almost equally low)

- $VG S&P 500(VOO.US): 0.03%

- $VG Growth(VUG.US): 0.04%

→ The difference is negligible, both are extremely low fees.

2. Long-term annualized return (historical performance)

- $VG S&P 500(VOO.US) (S&P 500): ≈11.8%/year

- $VG Growth(VUG.US) (Large-cap growth): ≈14.5%/year

→ VUG has higher returns

3. Stability / Drawdown (determines if you can hold on)

- 2008 maximum drawdown:

- $VG S&P 500(VOO.US): -55%

- $VG Growth(VUG.US): -65%

- 2022 maximum drawdown:

- $VG S&P 500(VOO.US): -35%

- $VG Growth(VUG.US): -42%

→ VOO is clearly more stable

4. Tax efficiency (very important for you)

- Both are Vanguard

- Both have low dividends and low capital gains distributions

→ Tax withholding levels are almost the same

5. Holding experience

- $VG S&P 500(VOO.US): Stable, reassuring, can hold even when it falls

- $VG Growth(VUG.US): Rises sharply, falls sharply, easy to lose hold

I'll choose for you directly based on your style

You've always emphasized:

✅ Low management fee

✅ Low tax withholding

✅ Stability

✅ Long-term dollar-cost averaging

✅ Dislike large fluctuations

→ Most suitable for you: $VG S&P 500(VOO.US)

If you're willing to take on a bit more volatility for higher returns:

→ Use VOO as the main holding, VUG as a small enhancement

The simplest long-term allocation (copy directly)

- Core holding: 70% $VG S&P 500(VOO.US) (Stable, can hold)

- Growth enhancement: 30% $VG Growth(VUG.US) (Increase returns)

This is the most balanced plan for long-term returns + stability + tax efficiency.