The day before yesterday, my cousin called me and asked if I had social security.

He said he wanted to borrow my social security to make a payment,

I know you can use medical insurance to buy medicine and stuff, but I've never heard of using social security to pay for things.

I asked him how to pay? He said go to the bank and pay a few cents, just go through the motions.

What he said confused me. I said then don't use social security, if you're short on money I can just give it to you directly. Why make it so complicated?

He was also evasive, so I pressed him, asking if something had happened?

Because he usually doesn't work hard to earn money, often has no money on hand, and when nothing's going on, he borrows three or five hundred from me.

If you have something going on, just tell me directly. What are you doing using my social security in such an unclear way?

Later he told me that he owed credit card money and couldn't pay it back,

Afraid of being overdue, he found an online loan, borrowed tens of thousands, but needed to go through a social security process,

Said it's fine, he could pay back the money right away. This time I really understood, isn't this just being a guarantor?

To put it bluntly, he's dragging me down with him. If he can't pay back the money, I'd have to pay it for him. I refused on the spot.

There are too many cases like this around me. Being a guarantor for someone else, if the debtor can't pay, you're jointly liable and the money gets taken directly from your bank account.

If the debt is large, you'll be stuck suffering humiliation for the rest of your life.

Except for parents, wife, and children. No one else wishes you well, including relatives around you.

They seem to have a good relationship usually, but when something really happens, everyone is more selfish than the last.