$Invesco QQQ Trust(QQQ.US) I've been thinking a lot lately. The odds of winning for us ordinary retail investors are too slim, and it's even more impossible to succeed in the current US stock market. I've tried short-term trading, leverage, swing trading, and individual stocks—all are dead ends. Without a strict trading plan and long-term compound interest, it's easy to get harvested by quant funds or big capital during volatility. After careful consideration, I've made a plan for your reference:

1. Firmly give up on US stocks and say goodbye to leverage and options. Keep the account open. If you really get itchy hands, just trade on a simulator.

2. Make a monthly fixed investment in the CSI 300 or CSI 500, with amounts ranging from 5k to 20k. There are only 1-2 investment opportunities per month, maximum 2. Buy on dips, buy big when it falls sharply. Only buy, never sell. Invest for 20 years.

3. My wife doesn't trade stocks and doesn't understand technical analysis. So the fixed investment account will be managed by my wife. I'm only responsible for deciding when to buy; I can't touch the account. My wife manages the account but doesn't make decisions. This avoids emotional trading.

4. Don't play individual stocks.