陈冬雪
2026.04.14 02:37

For ordinary people in the stock market, the two easiest ways to make money are:

The first method: Stay in cash for the long term and buy during a market crash.

Do nothing at ordinary times, just hold cash in your hands. Wait for that one or two opportunities a year—when the market panics and everyone is selling at a loss, you go in and pick up bargains. This round, you're making money from emotions.

The second method: Buy high-quality stocks at low prices and hold them for the long term.

Find good companies with a dividend yield above 4% and buy them when they're cheap. Then hold them, and sell when they reach your target price. It might take longer, three to five years or even a decade, but the advantage is stability. You can trade some larger swings in the middle, but keep your core position unchanged.

These two methods are actually talking about the same thing: being patient enough to wait and disciplined enough to hold.

The first type of person waits for a big drop, the second type waits for time. The common point is that neither involves constant trading, chasing rallies, nor envying how much others make.

The copyright of this article belongs to the original author/organization.

The views expressed herein are solely those of the author and do not reflect the stance of the platform. The content is intended for investment reference purposes only and shall not be considered as investment advice. Please contact us if you have any questions or suggestions regarding the content services provided by the platform.