Affinidi and Xunlian Data (CardInfoLink) launch AI agent trusted governance system

CardInfoLink has deployed Agent Gateway on its agent commerce platform Agenzo for travel and hospitality merchants, which is considered the first commercial deployment in Asia where AI agents operate under an independent layer of trust and governance. All AI agents connected to CardInfoLink merchants operate within a governable, auditable channel based on open standards, without causing any disruption to the underlying payment infrastructure. CardInfoLink has been deeply involved in the payment processing field for over 15 years, operating a mature merchant acquiring infrastructure across Asia. Affinidi is an active contributor to relevant standard organizations of the Linux Foundation and participates in promoting the development of next-generation digital trust infrastructure.

With Agenzo, consumers can instruct AI agents to book vehicles, flights, or hotels, and confirm each transaction during the purchase process. Agent Gateway governs the interactions between agents in the background, generating cryptographically verifiable records of all interactions, only allowing authorized agents to conduct transactions. The entire process runs silently in the background without affecting the user experience of consumers or merchants. At the business level, this solution can be quickly deployed through simple configuration without complex modifications to existing systems, thereby simplifying the agent readiness process for merchants. This enables relevant parties to open their services and products to AI agents under appropriate governance, with the system boundary uniformly handling trust issues, eliminating the need to build trust mechanisms separately for each integration.  

As AI agents begin to act autonomously within commercial systems, the key question is no longer whether they can transact, but who is accountable after a transaction occurs. In its "2026 Future Fraud Forecast" report, Experian listed "inability to distinguish legitimate agents from malicious agents" as the top fraud threat facing enterprises this year, warning that current machine-to-machine transactions lack clear accountability. Gartner predicts that by the end of 2027, over 40% of agent AI projects will be canceled due to rising costs, unclear value, and insufficient risk controls. In January 2026, Singapore's Infocomm Media Development Authority launched the world's first agent AI governance framework, proposing limited AI agent autonomy, human accountability, and technical controls as a recommended framework. Agent Gateway is part of the Affinidi Trust Fabric suite, built precisely to align with this framework.

Hyman Zhu, co-founder of CardInfoLink, said: "The reason containers could reorganize global trade lies in their requirement for standardization. Agent commerce needs the same: a trusted and standardized way for AI agents to interact with merchants. We operate real-world infrastructure, serve real merchants, and bear real consequences, which means agent-related work must have reliable governance mechanisms. Agent Gateway precisely builds this safeguard into our existing systems."

Glenn Gore, CEO of Affinidi, said: "AI governance and payment processing are distinct problems and challenges; they require independent underlying architectures. Agent Gateway is a dedicated layer governing how AI Agents connect to their operating systems, independent of the payment settlement method. In production environments, this layer has been missing until now. Through the collaboration with CardInfoLink, it is now operational. Any enterprise putting agents to work will need it."

This deployment is the first practical validation of a widely advocated industry solution: building a governance layer into systems from the start, allowing AI agents to operate compliantly within real-world systems.

For Affinidi, agent commerce in the travel and hospitality sector is the first commercial application scenario for its cross-domain trust layer, which will cover more industries from payments to healthcare in the future. Both companies believe this marks the beginning of an accountability-based agent economy era.