<span item_type="fundamental" item_id="875fba3cc7ecb03d02b9a8d91569f767" counter_id="ST/US/EFSCP" env="prod"></span><span item_type="announcement" item_id="510304405023297665" env="prod"></span><p>EPS: As of FY2025 Q1, the actual value is USD 1.31.</p><p>EBIT: As of FY2025 Q1, the actual value is USD 61.03 K.</p><p></p><h3>Segment Revenue</h3><p>Enterprise Financial Services Corp, through its subsidiary Enterprise Bank &amp; Trust, will acquire twelve branches from First Interstate Bank, which includes approximately $740 million in deposits and $200 million in loans.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/waypointjointpressreleasea.htm"></span></p><h3>Operational Metrics</h3><p>The acquisition will expand Enterprise’s market presence in Arizona to twelve full-service branch locations with approximately $1.3 billion of deposits, and in the Kansas City metropolitan area to nine full-service branch locations with approximately $1.1 billion of deposits.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/waypointjointpressreleasea.htm"></span></p><h3>Net Income</h3><p>Net income for the first quarter of 2025 was $50.0 million, an increase of $1.1 million from the linked quarter and $9.6 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="3" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/q12025efscearningsreleas.htm"></span></p><h3>Net Interest Income</h3><p>Net interest income for the first quarter of 2025 was $147.5 million, an increase of $1.1 million from the linked quarter and $9.8 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="3" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/q12025efscearningsreleas.htm"></span></p><h3>Noninterest Income</h3><p>Noninterest income for the first quarter of 2025 was $18.5 million, a decrease of $2.1 million from the linked quarter and an increase of $6.3 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span></p><h3>Noninterest Expense</h3><p>Noninterest expense for the first quarter of 2025 was $99.8 million, an increase of $0.3 million from the linked quarter and $6.3 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span></p><h3>Loans</h3><p>Total loans at March 31, 2025, were $11.3 billion, an increase of $78.4 million from the linked quarter and $270.3 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="3" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/q12025efscearningsreleas.htm"></span></p><h3>Deposits</h3><p>Total deposits at March 31, 2025, were $13.0 billion, a decrease of $112.3 million from the linked quarter and an increase of $780.5 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="3" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/q12025efscearningsreleas.htm"></span></p><h3>Asset Quality</h3><p>The allowance for credit losses to total loans was 1.27% at March 31, 2025, compared to 1.23% at both December 31, 2024, and March 31, 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/ex991financialstatementsan.htm"></span></p><h3>Unique Metrics</h3><p>The acquisition is expected to enhance Enterprise’s strategic market presence and reinforce its ability to grow by offering favorable locations and improved access to customers.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/waypointjointpressreleasea.htm"></span></p><h3>Outlook / Guidance</h3><p>The acquisition is subject to regulatory approval and customary closing conditions, with an expected completion by early fourth quarter of 2025. Enterprise anticipates that the acquisition will generate long-term value for shareholders and strengthen its customer and community-centric approach.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/waypointjointpressreleasea.htm"></span> The company anticipates continued growth in revenue and asset growth, financial performance, and profitability, with a focus on loan and deposit growth, liquidity, and credit management. The company also plans to leverage acquisitions to enhance stockholder value and expand its market presence.<span class="superscript" item_id="0" item_type="announcement_file" value="3" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000064/q12025efscearningsreleas.htm"></span></p>

Enterprise Financial Pref Share EFSCP 5 Perp 12/15/26 | 8-K: FY2025 Q1 EPS: USD 1.31