ACGLO 5.45 P12/31/49 F | 10-Q: FY2025 Q1 Revenue: USD 4.673 B

Revenue: As of FY2025 Q1, the actual value is USD 4.673 B.

EPS: As of FY2025 Q1, the actual value is USD 1.48.

Gross Premiums Written: $2,645 million for the three months ended March 31, 2025, compared to $2,126 million for the same period in 2024, representing a 24.4% increase.
Net Premiums Written: $1,933 million for the three months ended March 31, 2025, compared to $1,542 million for the same period in 2024, representing a 25.4% increase.
Net Premiums Earned: $1,860 million for the three months ended March 31, 2025, compared to $1,451 million for the same period in 2024, representing a 28.2% increase.
Underwriting Income (Loss): - $2 million for the three months ended March 31, 2025, compared to $86 million for the same period in 2024.
Loss Ratio: 66.0% for the three months ended March 31, 2025, compared to 58.9% for the same period in 2024.

Gross Premiums Written: $3,494 million for the three months ended March 31, 2025, compared to $3,467 million for the same period in 2024, representing a 0.8% increase.
Net Premiums Written: $2,316 million for the three months ended March 31, 2025, compared to $2,266 million for the same period in 2024, representing a 2.2% increase.
Net Premiums Earned: $2,028 million for the three months ended March 31, 2025, compared to $1,666 million for the same period in 2024, representing a 21.7% increase.
Underwriting Income: $167 million for the three months ended March 31, 2025, compared to $379 million for the same period in 2024.
Loss Ratio: 66.9% for the three months ended March 31, 2025, compared to 53.0% for the same period in 2024.

Gross Premiums Written: $326 million for the three months ended March 31, 2025, compared to $341 million for the same period in 2024, representing a 4.4% decrease.
Net Premiums Written: $266 million for the three months ended March 31, 2025, compared to $277 million for the same period in 2024, representing a 4.0% decrease.
Net Premiums Earned: $300 million for the three months ended March 31, 2025, compared to $305 million for the same period in 2024, representing a 1.6% decrease.
Underwriting Income: $252 million for the three months ended March 31, 2025, compared to $271 million for the same period in 2024.
Loss Ratio: 1.1% for the three months ended March 31, 2025, compared to - 3.0% for the same period in 2024.

Net Cash Provided by Operating Activities: $1,458 million for the three months ended March 31, 2025, compared to $1,564 million for the same period in 2024.
Net Cash Used for Investing Activities: - $1,008 million for the three months ended March 31, 2025, compared to - $1,409 million for the same period in 2024.
Net Cash Used for Financing Activities: - $241 million for the three months ended March 31, 2025, compared to - $42 million for the same period in 2024.

Insurance Segment: The integration of the MCE Acquisition is progressing well, and Arch Capital expects continued growth in casualty-led lines as well as the U.S. middle market, where opportunities remain for both rate and premium growth.
Reinsurance Segment: Arch Capital anticipates continued growth in casualty lines and expects additional demand from existing and new clients during mid-year renewals, particularly in loss-impacted accounts.
Mortgage Segment: Despite recessionary trends, Arch Capital expects the mortgage segment to continue generating attractive underwriting income given the high credit quality and embedded equity of its in-force portfolio.