EPS: As of FY2025 Q1, the actual value is USD 34.47.EBIT: As of FY2025 Q1, the actual value is USD 651 M.<h3>General Bank Segment</h3><ul><li>Net Interest Income: $1,663 million for Q1 2025, compared to $1,817 million for Q1 2024.</li><li>Provision for Credit Losses: $154 million for Q1 2025, compared to $64 million for Q1 2024.</li><li>Net Income: $483 million for Q1 2025, compared to $731 million for Q1 2024.</li></ul><h3>Commercial Bank Segment</h3><ul><li>Total Loans and Leases: $141,358 million as of March 31, 2025, compared to $140,221 million as of December 31, 2024.</li><li>Nonaccrual Loans: $1,206 million as of March 31, 2025, compared to $1,184 million as of December 31, 2024.</li></ul><h3>SVB Commercial Segment</h3><ul><li>Total Loans: $40,671 million as of March 31, 2025, compared to $40,194 million as of December 31, 2024.</li><li>Nonaccrual Loans: $172 million as of March 31, 2025, compared to $191 million as of December 31, 2024.</li></ul><h3>Rail Segment</h3><ul><li>Operating Lease Equipment, Net: $9,371 million as of March 31, 2025, compared to $9,323 million as of December 31, 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $98 million for Q1 2025, compared to $461 million for Q1 2024.</li><li>Net Cash Used in Investing Activities: - $4,877 million for Q1 2025, compared to - $4,291 million for Q1 2024.</li><li>Net Cash Provided by Financing Activities: $4,777 million for Q1 2025, compared to $3,620 million for Q1 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on its core banking operations, including enhancing its loan portfolio and managing credit quality.</li><li>Non-Core Business: The company is exploring opportunities in the SVB segment, focusing on innovation and cash flow-dependent loans.</li></ul>

First Citizens Bancshare Pref Share FCNCO 5.625 Perp 010427 | 10-Q: FY2025 Q1 EPS: USD 34.47