EPS: As of FY2025 Q1, the actual value is USD 34.47.EBIT: As of FY2025 Q1, the actual value is USD 651.<h3>General Bank Segment</h3><ul><li>Net Interest Income: $1,663 million for the three months ended March 31, 2025, compared to $1,817 million for the same period in 2024.</li><li>Provision for Credit Losses: $154 million for the three months ended March 31, 2025, compared to $64 million for the same period in 2024.</li><li>Noninterest Income: $635 million for the three months ended March 31, 2025, compared to $627 million for the same period in 2024.</li><li>Noninterest Expense: $1,493 million for the three months ended March 31, 2025, compared to $1,376 million for the same period in 2024.</li><li>Net Income: $483 million for the three months ended March 31, 2025, compared to $731 million for the same period in 2024.</li></ul><h3>Commercial Bank Segment</h3><ul><li>Total Loans and Leases: $141,358 million as of March 31, 2025, compared to $140,221 million as of December 31, 2024.</li><li>Allowance for Loan and Lease Losses: $1,680 million as of March 31, 2025, compared to $1,676 million as of December 31, 2024.</li></ul><h3>SVB Commercial Segment</h3><ul><li>Total Loans: $40,671 million as of March 31, 2025, compared to $40,194 million as of December 31, 2024.</li></ul><h3>Rail Segment</h3><ul><li>Operating Lease Equipment, Net: $9,371 million as of March 31, 2025, compared to $9,323 million as of December 31, 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $98 million for the three months ended March 31, 2025, compared to $461 million for the same period in 2024.</li><li>Net Cash Used in Investing Activities: -$4,877 million for the three months ended March 31, 2025, compared to -$4,291 million for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $4,777 million for the three months ended March 31, 2025, compared to $3,620 million for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on its core banking operations, with an emphasis on maintaining strong credit quality and managing interest rate risks.</li><li>Non-Core Business: The company is exploring opportunities in the SVB segment, particularly in innovation and cash flow-dependent loans.</li></ul>

First Citz Bancshare Pref Share FCNCP 5.375 Perp 03/15/25 | 10-Q: FY2025 Q1 EPS: USD 34.47