EPS: As of FY2025 Q1, the actual value is USD 0.93.EBIT: As of FY2025 Q1, the actual value is USD 76.5 K.<h3>Multi-family Mortgage Banking</h3><ul><li>Interest Income: $1,180 thousand.</li><li>Net Interest Income: $1,160 thousand.</li><li>Provision for Credit Losses: - $48 thousand.</li><li>Noninterest Income: $28,896 thousand.</li><li>Noninterest Expense: $24,560 thousand.</li><li>Net Income: $3,413 thousand.</li><li>Total Assets: $460,441 thousand.</li></ul><h3>Mortgage Warehousing</h3><ul><li>Interest Income: $86,117 thousand.</li><li>Net Interest Income: $28,448 thousand.</li><li>Provision for Credit Losses: - $426 thousand.</li><li>Noninterest Income: - $740 thousand.</li><li>Noninterest Expense: $8,021 thousand.</li><li>Net Income: $15,398 thousand.</li><li>Total Assets: $5,902,165 thousand.</li></ul><h3>Banking</h3><ul><li>Interest Income: $196,044 thousand.</li><li>Net Interest Income: $87,937 thousand.</li><li>Provision for Credit Losses: $8,201 thousand.</li><li>Noninterest Income: - $1,067 thousand.</li><li>Noninterest Expense: $17,310 thousand.</li><li>Net Income: $47,107 thousand.</li><li>Total Assets: $12,002,564 thousand.</li></ul><h3>Other</h3><ul><li>Interest Income: $3,863 thousand.</li><li>Net Interest Income: $4,651 thousand.</li><li>Noninterest Income: - $3,396 thousand.</li><li>Noninterest Expense: $11,773 thousand.</li><li>Net Loss: - $7,679 thousand.</li><li>Total Assets: $432,630 thousand.</li></ul><h3>Total</h3><ul><li>Interest Income: $287,204 thousand.</li><li>Net Interest Income: $122,196 thousand.</li><li>Provision for Credit Losses: $7,727 thousand.</li><li>Noninterest Income: $23,693 thousand.</li><li>Noninterest Expense: $61,664 thousand.</li><li>Net Income: $58,239 thousand.</li><li>Total Assets: $18,797,800 thousand.</li></ul><h3>Outlook</h3>The company anticipates continued growth in core deposits, which now represent 86% of total deposits, reaching the highest level since March 2022. The volume of warehouse loans funded increased by 49% compared to the previous year, indicating strong performance in the Mortgage Warehousing segment. The company expects to maintain a high percentage of loans that reprice within three months, reducing the risk of market rate increases.

Merchants Bankcorp Pref Shares MBIN 7.625 Perp 01/01/30 | 10-Q: FY2025 Q1 EPS: USD 0.93