EPS: As of FY2025 Q1, the actual value is USD 0.93.EBIT: As of FY2025 Q1, the actual value is USD 76.<h3>Multi-family Mortgage Banking Segment</h3><ul><li>Interest Income: $1.18 million for the three months ended March 31, 2025.</li><li>Net Interest Income: $1.16 million for the three months ended March 31, 2025.</li><li>Noninterest Income: $28.9 million for the three months ended March 31, 2025.</li><li>Noninterest Expense: $24.6 million for the three months ended March 31, 2025.</li><li>Net Income: $3.41 million for the three months ended March 31, 2025.</li></ul><h3>Mortgage Warehousing Segment</h3><ul><li>Interest Income: $86.12 million for the three months ended March 31, 2025.</li><li>Net Interest Income: $28.45 million for the three months ended March 31, 2025.</li><li>Noninterest Income: -$0.74 million for the three months ended March 31, 2025.</li><li>Noninterest Expense: $8.02 million for the three months ended March 31, 2025.</li><li>Net Income: $15.40 million for the three months ended March 31, 2025.</li></ul><h3>Banking Segment</h3><ul><li>Interest Income: $196.04 million for the three months ended March 31, 2025.</li><li>Net Interest Income: $87.94 million for the three months ended March 31, 2025.</li><li>Noninterest Income: -$1.07 million for the three months ended March 31, 2025.</li><li>Noninterest Expense: $17.31 million for the three months ended March 31, 2025.</li><li>Net Income: $47.11 million for the three months ended March 31, 2025.</li></ul><h3>Other Segment</h3><ul><li>Interest Income: $3.86 million for the three months ended March 31, 2025.</li><li>Net Interest Income: $4.65 million for the three months ended March 31, 2025.</li><li>Noninterest Income: -$3.40 million for the three months ended March 31, 2025.</li><li>Noninterest Expense: $11.77 million for the three months ended March 31, 2025.</li><li>Net Loss: -$7.68 million for the three months ended March 31, 2025.</li></ul><h3>Future Outlook</h3><ul><li>The Company anticipates continued growth in core deposits, which reached 86% of total deposits as of March 31, 2025.</li><li>The Company expects to maintain a strong liquidity position with $4.7 billion in unused borrowing capacity as of March 31, 2025.</li><li>The Company plans to focus on reducing brokered deposits and increasing core deposits to enhance stability and reduce costs.</li></ul>

Merchants Bancorp Pref Share MBINM 8.25 Perp 10/01/27 | 10-Q: FY2025 Q1 EPS: USD 0.93