Revenue: As of FY2025 Q2, the actual value is USD 87.11 M.EPS: As of FY2025 Q2, the actual value is USD 1.97, beating the estimate of USD 1.82.EBIT: As of FY2025 Q2, the actual value is USD 37.18 M.<h3>Segment Revenue</h3><ul><li>Total Revenue (non-GAAP): $87.11 million for the quarter ended June 30, 2025.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $29.9 million for the quarter ended June 30, 2025.</li><li>Diluted Earnings per Share (EPS): $1.97 for the quarter ended June 30, 2025.</li><li>Net Interest Margin: 4.17% for the quarter ended June 30, 2025.</li><li>Return on Average Assets: 1.51% annualized for the quarter ended June 30, 2025.</li><li>Return on Average Equity: 15.50% annualized for the quarter ended June 30, 2025.</li><li>Efficiency Ratio: 56.6% for the quarter ended June 30, 2025.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: Not explicitly stated in the reference.</li><li>Free Cash Flow: Not explicitly stated in the reference.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance Coverage Ratio: 1.20% for the quarter ended June 30, 2025.</li><li>Total Risk-Based Capital Ratio: 15.26% estimated for the quarter ended June 30, 2025.</li><li>Loan to Deposit Ratio: 87.5% for the quarter ended June 30, 2025.</li></ul><h3>Outlook / Guidance</h3><ul><li>The company aims to maintain a fortress balance sheet, ensuring proper allowances for credit losses and managing capital for the long term. They plan to stress test the balance sheet for severe shocks and maintain a relatively neutral interest rate position.</li></ul>

Burke & Herbert Financial Services | 8-K: FY2025 Q2 Revenue: USD 87.11 M